Category Archives: Consumer Rights

More on Payday Loans

There’s a show on one of the cable networks called Pawn Stars. The show follows the owner and employees of a Las Vegas pawn shop, as they buy particular items. I like the show because of its originality and some of the unique items and interesting historical education you receive. I also like pawn shops. [...]

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Consumer Scams

There’s a new story on Newsok.com about a consumer scam involving an Oklahoma company. The article details the events of a South Carolina woman who paid more than $2,000 for a "mortgage", only to find out that the "mortgage company" was a sham.
There has been a recent increase in these types of stories. I saw [...]

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Credit & Debt

Things are continuing to look gloomy during the worst financial crisis since The Great Depression. We just found out last week that unemployment topped 10.2%, the first time since the early 1980s. With Christmas and Hanukkah coming soon, more people will be using their credit cards to bring some sense of comfort and joy. That’s [...]

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Mommy Bloggers Beware

The Federal Trade Commission has a new rule in place that requires all bloggers to disclose any financial incentives they receive for endorsing products or services. The new rules takes effect on December 1, 2009.
I think this is a stupid rule, but who am I to judge? After all, what person doesn’t realize that someone [...]

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Thank Your Local Legislature

Tomorrow (November 1, 2009), a lot of the protections offered to Oklahoma’s injured parties and consumers will disappear. During this past legislative session, several of the laws related to personal injuries and consumer rights changed. I believe many of them are bad changes, and will lessen the access many people have to redressing their injuries.
Here’s [...]

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This is a Wrong Number!

When I worked as a collection agent, it was often the case that we’d run along a wrong number for a debtor. The policy for the company was to leave the number in for at least one additional call to verify the number.
This policy served two purposes: 1) debtors are usually less-than-honest about disclosing their [...]

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