Oklahoma, like many states I’m sure, has statutes which require insurance companies to settle claims in "good faith." I’ve made previous comments regarding the issue of good faith actions by insurance companies, but in this post, I’d like to discuss unfair settlement practices.
Unfortunately, some insurance companies opt to treat their insured individuals with disrespect when [...]
A blog about legal issues facing Oklahomans
Category Archives: Insurance Coverage
Settling an Insurance Claim
Who’s Paying My Bills?
An automobile accident is never good. When you’re a passenger in the vehicle, it can be even worse, especially if you’re injured.
Often, the difficult task is determining who’s at fault (your driver or the other driver), and moving forward with treatment. One question I’m asked is "who pays for my medical bills?"
In Oklahoma, your rights [...]
Don’t Fall for “The Buyoff”
Nothing can be worse following an auto accident than to not collect someone’s insurance information. There’s a common accident/insurance scam where a scammer will offer you a certain low-ball monetary sum to avoid having to give you insurance information.
Usually the scam goes something like this:
You’re waiting in a parking lot or at a stop [...]
Auto Accident 101
Whether it’s Murphy’s Law, or some other bad karma, eventually, you’re going to be involved in an automobile accident. You’ll be terrified, stressed, and probably shocked. An accident is a traumatic experience.
It’s important to prepare before the crash, so you’ll function perfectly during the crash, and ensure that your rights are protected.
If you haven’t done [...]
Insurance Companies – The essence of bad faith?
I can’t decide what I dislike more, the Dallas Cowboys (I grew up a 49ers fan), or insurance companies. I guess, based on articles like this one, I’d have to say insurance companies.
In this Connecticut case, a jury smacked The Hartford Insurance Company with a $15 million jury verdict for unfair trade practices. Apparently, The [...]
Handling Your “M.I.M.I.” Claim
On most occasions, the only auto injury accident you’ll be involved in is one with minimal impact and miminal injury. Most personal injury or auto accident attorneys won’t represent "MIMI" clients because the payoff is small. MIMI claims generally tend to be lower paying, and more difficult to litigate because insurance carriers often fight their [...]
I Hope You’re Just as Sick
A coworker turned me onto this website’s story about 8 of 50 states that still allow insurance companies to deny benefits/coverage to women who are victims of domestic violence.
The only thing I hate more than guys who beat their wives/girlfriends is guys who molest young kids. This kind of treatment (discrimination?) towards particular groups of [...]
Get the Coverage You Need
I had two very unpleasant experiences recently that continue to solidify my opinions regarding insurance coverage.
YOU NEED UNINSURED/UNDERINSURED MOTORIST (UIM) COVERAGE. Call your agent right now and check whether your policy has UIM coverage, we’ll all wait. Do it! Don’t read another word until you’ve called you agent to check…
Alright, did [...]
“Comprehensive” Insurance Coverage
Oddly, over the past few days I’ve been a party to many conversations regarding insurance coverage. Usually the statement is, "I have comprehensive insurance".
There’s a general misconception among people that when they purchase comprehensive automobile insurance, they’re purchasing comprehensive insurance. A large number of people, especially younger car owners, are unaware that "comprehensive" in your [...]
