Monthly Archives: February 2009

Help for Consumer Debtors

I told you that I’m a former employee of a major credit card company, and used to perform collections activities for the company. I used to employ a lot of shady tactics to get people to pay their bills and try to maintain their high balances and "good standing" with the company. In truth, many [...]

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Make Sure to Review Everything

I like to look for little grammar and spelling gems. These gems occur when you see that someone didn’t take their responsibility as serious as they should. I’m a stickler for good grammar and spelling, so I like to chuckle when people make mistakes in really important situations.
In this economy, job seekers are using any [...]

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So You’re Getting Married

The big day is right around the corner. You’re both anxious, and you’re probably sick of all the decisions you have to make just to get everything ready. What’s more, your fiance is driving you crazy by his lack of commitment to the process, or her zealousness in checking out every church, wedding chapel, cake [...]

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Qualifying for Bankruptcy

The 2005 Amendments to the Bankruptcy Code changed a lot about the way bankruptcy is practiced today. I know several lawyers who stopped doing bankruptcies because of the code. The Code arguably makes it more difficult for consumers to seek the relief they’re after, while protecting creditors with special provisions.
If you’re thinking about bankruptcy, here’s [...]

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UDAP? What the heck is that?

Did you know that Oklahoma (and most states) has statutes that protect you from unfair or deceptive practices? Of course you did, even if you didn’t know what it was or where to find it. Natural assumptions about good and evil tell us that somewhere or at sometime someone created a statute to protect us [...]

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Starting a Business – Just Do It Already

I‘ve written before (see this one too) about the importance of investing in yourself in 2009. There’s no better time, especially with the economy the way it is. Education Portal, an online education/search resource, has created a list of universities that offer free online business and entrepreneurship classes.

This is a great opportunity for you to [...]

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We Need Tort Reform, But Not Like This!

We’re physiologically and psychologically geared towards getting the best deal possible. We haggle at the yard sales, search the internet for the lower price, and drive miles to purchase a watermelon or some other insignificant thing we find cheaper somewhere else. The same goes for products or services, everyone hates paying too much for a [...]

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Give Me My Bailout

I‘m a pretty laissez-faire type of guy when it comes to people, businesses, etc. My general belief is that you get what’s coming to you depending on the type of work (not employment, but ethic) that you have. I like to believe that the "American Dream" (i.e. success through hard work, good morals, and honesty), [...]

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Save Some Cash, Ditch Your Internet Addiction

Have you notice how many people have wireless Internet connections? They’re everywhere. Have you also noticed how many of these connections are open? If I wanted to, I could easily tap into 3 high-speed connection, with generous signal strengths, in our neighborhood and power our broadband addiction. What’s more, this connection only costs the price [...]

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Credit Crunch

How often do you check your credit report? Have you utilized your free 3-bureau credit report to verify what information people are seeing? Just think about how powerful this information is. There’s a grand likelihood that many of the people you encounter would love to see your credit report. Recently, a lot of employers have [...]

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