When I was learning to drive, my Driver’s Education teacher made us watch a film on the devastating effects of driving. It wasn’t one of those blood-splattered-on-the-highway films, this one talked about various risks associated with driving, things that could cause problems.
Back then we didn’t have cell phones, at least the prevalent number we do [...]
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Oklahoma, like many states I’m sure, has statutes which require insurance companies to settle claims in "good faith." I’ve made previous comments regarding the issue of good faith actions by insurance companies, but in this post, I’d like to discuss unfair settlement practices.
Unfortunately, some insurance companies opt to treat their insured individuals with disrespect when [...]
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This year, winter is taking a heavy toll trying to make itself the number 1 year. It seems every storm we’re hearing reports of multiple car auto accidents. If you’re in an automobile accident because of these storms, it’s important to know of the insurance compnay’s number one trick in devaluing your claim: the [...]
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An automobile accident is never good. When you’re a passenger in the vehicle, it can be even worse, especially if you’re injured.
Often, the difficult task is determining who’s at fault (your driver or the other driver), and moving forward with treatment. One question I’m asked is "who pays for my medical bills?"
In Oklahoma, your rights [...]
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Nothing can be worse following an auto accident than to not collect someone’s insurance information. There’s a common accident/insurance scam where a scammer will offer you a certain low-ball monetary sum to avoid having to give you insurance information.
Usually the scam goes something like this:
You’re waiting in a parking lot or at a stop [...]
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Whether it’s Murphy’s Law, or some other bad karma, eventually, you’re going to be involved in an automobile accident. You’ll be terrified, stressed, and probably shocked. An accident is a traumatic experience.
It’s important to prepare before the crash, so you’ll function perfectly during the crash, and ensure that your rights are protected.
If you haven’t done [...]
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One of the things that never ceases to amaze me is the increased number of accidents. Whether the accident occurs because of the weather, or in an automobile, more people seem to get involved in accidents as folks are hurriedly rushing to complete last-minute tasks before settling down for holiday activities.
KOCO, Oklahoma’s ABC affiliate had [...]
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There’s a national insurance company that’s advertising with the slogan, "a lot of things go through your mind after an accident, your insurance coverage shouldn’t be one of them."
Most likely, one of the things you’ll be concerned about following an accident is "what now?" Many of our clients have no intention of filing a personal [...]
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I had two very unpleasant experiences recently that continue to solidify my opinions regarding insurance coverage.
YOU NEED UNINSURED/UNDERINSURED MOTORIST (UIM) COVERAGE. Call your agent right now and check whether your policy has UIM coverage, we’ll all wait. Do it! Don’t read another word until you’ve called you agent to check…
Alright, did [...]
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The problem with being injured is that the injuries cost money! Whether it’s because you’re out of work, or because you’re now forced to pay for something you didn’t do, injuries cost money, and lots of it! Additionally, sometimes the only way to get the money you need to pay your bills is to initiate [...]
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