I‘m a moderately cautious person. I don’t easily fall for too many tactics that involve "get rich quick" or "save you lots of money" schemes. Maybe it’s my cynical nature, or because of my youthful naivety (ask me about the car I paid full price for at age 22), that gets my "danger sensors" flaring.
That’s [...]
When my wife and I first got married, we made a pact in our "get-out-of-debt" plan to never spend more than $50 without consulting the other. We always felt that something over $50 in value, usually warrants a discussion, even a short one. This has been an efficient, and marriage-saving, solution to a problem many [...]